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Personal Savings Accounts:

Reserve Savings Accounts

Our most flexible account yet

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Elite Savings Accounts

Our best rates reward higher balances

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Money Market Savings Accounts

A great beginning savings account

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High Yield Money Market Savings Accounts

Tiered interest rewards higher balances

Learn More

 

Reserve Savings Accounts

Sterling State Bank’s Reserve Savings is our most flexible and friendly savings account yet!  Enjoy the advantages of a robust, tiered interest rate that pays higher rates the higher balances you save.  This account gives you the flexibility to make transfers from savings – up to 18 withdrawals* or transfers per quarter and has no minimum balance fees.**  Go paperless with e-statements.***  Reserve your new flexible savings account today!

Reserve Account Benefits

  • Tiered Interest Rates
  • E-Statements
  • No minimum balance fee
  • Unlimited Deposits
  • Online Account Access
  • Quarterly Statements

Reserve Account Requirements

  • $200 to open
  • *Fee per debit when the quarterly limit is exceeded
  • **$200 minimum balance required to earn interest
  • ***Fee for paper statements
  • Fee Schedule

Elite Savings Accounts

Sterling State Bank's Elite Savings account is offered with an Elite Checking account and includes a dedicated personal banker. This account provides you with our best savings rates, discounted loan rates, and customized financial products. Enjoy exclusive access to periodic loan and CD rate specials along with a free safe deposit box, complimentary investment analysis, complimentary insurance analysis, identity theft insurance and free accidental death insurance (up to $50,000).

Elite Account Benefits

  • Exclusive personalized CD rates
  • Customized home mortgage programs (subject to credit approval)
  • Lines of credit (subject to credit approval)
  • Premium deposit rates
  • Discounted loan rates
  • Safe deposit box (subject to availability)
  • Tiered interest based on account balances
  • Secure eStatements
  • Paper statements (optional)
  • Secure Elite debit card
  • Identity theft insurance
  • Accidental death insurance (up to $50,000)

Elite Account Requirements

  • $1,000 to open
  • $15,000 minimum daily balance in Elite Checking or, $30,000 combined in Elite Checking and Elite Savings
  • Current driver's license for all signers
  • Fee Schedule

Money Market Savings Accounts

Our Money Market Savings Account is a great way to get started saving with a low minimum balance requirement and tiered interest that pays higher rates for higher balances. This account is available as a single savings account and does not require an active checking account to open. Talk to a personal banker today about opening a Money Market savings Account!

Money Market Savings Account Benefits

  • Tiered interest rates
  • E-statements
  • Online account access

Money Market Savings Account Requirements

  • $200 to open an account
  • $200 minimum balance
  • Current driver's license for all signers
  • Fee Schedule

High Yield Money Market Savings Accounts

The High Yield Money Market Savings Account is designed for higher savings balances with a tiered interest rate that increases along with your balance. This account is a single account and does not require an accompanying checking account. Contact your local Sterling State Bank branch to open an account today!

High Yield Money Market Savings Account Benefits

  • Tiered interest rates
  • E-statements
  • Online account access

High Yield Money Market Savings Account Requirements

  • $200 to open an account
  • $200 minimum balance
  • Current driver's license for all signers
  • Fee Schedule



For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today.

 

*Consumer deposit account Fee Schedule