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Home Mortgage 


If you are interested in purchasing a home, refinancing a home or borrowing the equity of an existing home, a mortgage loan from Sterling State Bank may be a solution. We provide a variety of mortgage loan options and will help you choose one that is the best fit. Our mortgage lenders have the experience necessary to make the mortgage process easy and enjoyable.


 The Sterling State Bank Advantage

  • Personal Service
  • East Loan Process
  • Quick Decisions
  • Competitive Products & Pricing
  • Knowledgeable Lenders


Sterling State Bank Morgage Options

  • Conventional Loans
  • FHA Loans
  • Rural Development Loans
  • VA Loans
  • Construction Loans
  • Jumbo Loans
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)

Contact a Mortgage Loan Officer Today!




 Today's Mortgage Rates 

Rates are current as of July 13, 2018. Rates are subject to change without notice.


   15 - Year Fixed Conforming    20 - Year Fixed Conforming     30 - Year Fixed Conforming   
  4.000% Rate    4.490% Rate     4.625% Rate   
   4.342% APR    4.762% APR     4.824% APR  
   $739.69 Monthly Payment    $632.11 Monthly Payment   $514.14 Monthly Payment   
  179 Payments of $739.69 &

1 Payment of $739.28


239 Payments of $632.11 &

1 Payment of $631.95


359 Payments of $514.14 &

1 Payment of $513.88



  *APR = Annual Percentage Rate is based on a $100,000 mortgage, a 20% down payment, and a 1% origination fee. Mortgage interest rates displayed are for the purchase of a single-family primary residence and are based on a rate lock period of 45 days. Estimated monthly payments do not include taxes and insurance payments. If escrowed, the payment obligations will be greater. These mortgage interest rates assume the borrower(s) has a credit score of at least 750 and are based upon a variety of other assumptions and conditions. Loan pricing can only be locked through a Mortgage Originator. Conforming loan amounts are less than or equal to $431,100. Please contact us at 1-866-396-6800 for greater loan amounts or for additional questions. Other restrictions may apply.






• Actual loan qualifying is subject to verification and approval of income, credit, property appraisal, and other factors.

• Some restrictions and penalties may apply.