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Mobile Banking

Mobile Banking

The Sterling State Bank Mobile App is available to our customers with an iPhone, iPad, or Android device. Our app offers a complete banking experience. 

  • View account balances
  • View account details and transaction history
  • View ATM or Branch locations
  • Transfer funds
  • Pay bills
  • Remotely deposit checks
  • CardValet®

Before you use Mobile Banking, you must be currently signed up for Online Banking. If you are not signed up for Online Banking, please speak with your Personal Banker for details. It is important to note that the minimum operating systems are Android KitKat (Level 20) for Android devices, iOS 8 for Apple devices. Any device with an OS lower than these will not be able to access the app.

If you are already signed up for our Mobile App, please note, there are some great new features available - view Mobile Banking Updates for more information. To enroll in Text Banking and Mobile Web services, log into Online Banking, click Options then click Enroll Now in the Mobile Banking section.


To start using right now, simply download our app and log in with your Online Banking information.


Mobile Deposit

Our App offers the ability to deposit a check from anywhere in 3 easy steps: Tap. Snap. Deposit.


**Please note: When submitting a check for remote deposit, you must endorse your check by writing FOR MOBILE DEPOSIT - STERLING STATE BANK on the back of the check, below your signature. View image below or View a sample here. Check out Mobile Banking Tips for information on App updates and frequently asked questions.




Manage your debit card from your Sterling State Bank Mobile App! CardValet gives you the ability to control how and when your debit card is being used anytime, day or night. You can set transaction limits, location limits, and merchant limits. CardValet also gives you access to increased security! Temporarily block all point-of-sale (POS) & ATM transactions if you misplace your card - when you find it simply unblock your debit card and start using it again immediately. You can also report your debit card Lost or Stolen directly from the Mobile App with just a tap of your finger.

For more information on what CardValet can do for you, view the guide below. If you have any questions about CardValet do not hesitate to call us at 507-282-1845. 

View Guide  

 Text Banking

Text Banking is available to all customers with a mobile device that allows text (SMS) messaging. The text will come from this number: 99588. The customer can text different commands to the 99588 number, after enrollment. The information that is available to customers through this service includes:


  • View account balances
  • View account transaction history
  • View ATM locations
  • View branch locations



bal | To view account balance. Add account nickname after the comand for a specific account only. Ex. Bal chk1
hist | To view account transaction history. Ex. Hist chk1
atm | To view nearby ATM locations. By zipcode or city and state. Ex. Branch 55904 or Branch Rochester, MN
branch | To view nearby branch locations. By zipcode or city and state. Ex. Branch 55904 or Branch Rochester, MN
both | To view nearby ATM and branch locations. Ex. Both 55904 or Both Rochester, MN
help | To request list of commands.

Mobile Web

Mobile Web is accessible through the browser of a customer’s mobile device. It allows all of the features of our Text Message Service, with the added ability to transfer money and pay bills. For added security, each customer is provided with their own direct link. For details, please see our FAQs.

  • View account balances
  • View account details and transaction history
  • View ATM or Branch locations
  • Transfer funds
  • Pay bills

Newest Mobile App


Apple, the apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google Inc.


By using mobile banking, you agree to the terms and conditions presented during enrollment.

CardValet is a registered trademark of Fiserv, Inc.