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Personal Checking Accounts

Personal Checking Accounts

Basic Checking Accounts

Get all the great features that our Basic Personal Checking account offers such as Mobile Banking, Bill Pay, & Much more.

Benefits

  • Low Opening Deposit
  • Bill Pay
  • Debit Card, with 24-hour ATM Access
  • Overdraft Protection
  • No Minimum Balance
  • No Monthly Service Charge*
  • Online Access & Transfers
  • No Transaction Limits
  • Online Statements
  • Unlimited Transaction History

Requirements

  • $200 to open
  • E-statement enrollment
  • Current driver's license for all signers

*No service charge if account holder opts-in for E-statements, mailed statements cost $3.50 for Basic Checking Accounts.

Select Checking Accounts

If you are over the age of 55, prefer to receive paper statements and write checks off of your account, this is the account for you!

Benefits

  • 1 Complimentary Box of Checks
  • Low Opening Deposit
  • Bill Pay
  • Debit Card, with 24-hour ATM Access
  • Overdraft Protection
  • No Minimum Balance
  • Online Account Access
  • No Transaction Limits
  • Online & Mailed Statements (no additional charge)
  • Unlimited Transaction History

Requirements

  • $200 to open
  • One account member must be over the age of 55 or a $10/month service fee applies
  • Current driver's license for all signers

Elite Checking Accounts

Sterling State Bank’s Elite checking account offers customized banking services and interest checking, including optional investment and insurance products. Add value to your banking experience today!

Benefits

  • Tiered Interest1
  • Premium CD Rates2
  • No Cost Telephone Transfers
  • I.D. Theft Insurance3
  • Safe Deposit Box4
  • Retirement Planning5
  • AD&D Insurance6
  • Bill Pay
  • Debit Card, with 24-hour ATM Access
  • Overdraft Protection
  • Online Account Access
  • Unlimited Transactions
  • Online or Mailed Statements (no additional charge)
  • Unlimited Online Transaction History

Requirements

  • $15,000 to open
  • Minimum balance is $15,000 or, $30,000 combined in Elite Checking & Elite Savings
  • Current driver's license for all signers

1 Tiered interest rate. Interest rates may change daily without notice. See personal banker for current deposit rate schedule.

2 Subject to availability. Availability & rates may vary. See personal banker for current rates. Rates may change daily without notice.

3 Complimentary identity theft insurance offered through ID TheftSmart. Assists with resolving cases of identity theft.

4 Subject to availability. See personal banker for box size and availability.

5 Retirement planning offered through SterlingInvest.

6 Accidental Death & Disability insurance offered through Econ-O-Check Association (EA). This insurance product is not a deposit; not FDIC insured; not insured by any federal government agency; and is not guaranteed by the financial institution. Policy Number: SRG 0009103836. Maximum coverage: $50,000.00

 

See Fee Schedule here.
For a complete list of Deposit Account features & fees please contact your Sterling State Bank personal banker today!