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Business Accts


Business Small  blue arrow  Ideal for lower volume accounts: No minimum balance



Business Basic  blue arrow  Save on monthly service charges with minimum balances



Business Large  blue arrow  Complete Business Account with analysis & full cash management



Business Nonprofit  blue arrow  Available for our valued non-profit customers





 SMALLBASICLARGENON-PROFIT
Minimum to Open $500 $500 $500 $500
Checking with Interest No No No Yes
Earnings Credit No No Yes No
Minimum Balance to reduce Service Charge None $1,500 average available balance
(or $3,000 in combined checking
average available balance*)
None None
Activity Limitations and/or Fees

See Personal Banker
for fees
$13 monthly service charge. If more
than 29 debits or 9 deposits transaction
fees apply.
$15 monthly service charge if item activity exceeds
100 transactions plus transaction fees apply.
$15 monthly service charge plus transaction
fees apply.
None
Free Internet Banking Yes (View Only) Yes (View Only) Yes (View Only) Yes (View Only)
Cash Management Services No No Yes Yes
Remote Deposit No No Yes Yes

Business Small Checking Accounts

Business Small checking is a perfect account for businesses with low transaction volumes seeking the simplicity and predictability of a fixed fee account. 

Benefits

  No Minimum Balance
  Online Banking
  Business Debit Cards (unique card programs available for multiple employees)
  Unlimited Debit Transactions
  E-statements

Requirements

  $500 to open
  Federal Tax ID required
  Current driver's license for all signers
  Articles of incorporation & bylaws
  Certificate of incorporation

Business Basic Checking Accounts

Business basic checking is a great account for businesses with moderate transaction volume that can keep a higher minimum balance to waive a monthly service charge.

Benefits

  Low Minimum Balance
  Up to 100 transactions/month
  Online Banking
  Business Debit Cards
  E-statements*

Requirements

  $500 to open
  $1,500 minimum balance
  Federal Tax ID Number
  Current driver's license for all signers
  Articles of incorporation & bylaws
  Certificate of incorporation

Business Large Checking Accounts

Sterling State Bank’s Business Large checking account is a great fit for customers with high transaction volumes or customers who use our full cash management service. 

Benefits

  Full Cash Management (optional)
  No Minimum Balance
  No Transaction Limits
  Online Banking
  Business Debit Cards (unique card programs available for multiple employees)
  E-statements

Requirements

  $500 to open account
  Federal Tax ID number
  Current driver's license for all signers
  Articles of incorporation & bylaws
  Certificate of incorporation

Business Non-Profit Checking Accounts

Throughout our history Sterling State Bank has been committed to giving back to the community. Our Business Non-Profit Checking Account is just one way we are doing that. 

Benefits

  No Monthly Service Charge
  No Minimum Balance
  Full Cash Management (optional)
  Online Banking
  Business Debit Cards
  E-statements

Requirements

  $500 to open
  IRS Non-Profit Certification (501(c) Letter)
  Current driver's license for all signers
  Articles of incorporation & bylaws
  Certificate of incorporation

 

 

-Fee Schedule
*If customer does not opt-in for E-statements, mailed statements are $2.71/month.
For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today!