Business Checking Accounts:
Ideal for lower volume accounts: No minimum balance
Business Basic
Save on monthly service charges with minimum balances
Business Large
Complete Business Account with analysis & full cash management
Business Non-Profit
Available for our valued non-profit customers
Business Small Checking Accounts
Business Small checking is a perfect account for businesses with low transaction volumes seeking the simplicity and predictability of a fixed fee account. Great features of this account include online balance inquiry, statement retrieval and unlimited transaction history. Add multiple business debit cards & credit cards (subject to approval) at no additional cost.
Business Small Account Benefits
- Online account access (inquiry, statements & transaction history)
- Online Check images
- Business Debit Cards (unique card programs available for multiple employees)
- eStatements or paper statements available
- Check images included with your statement for easy account balancing
Business Small Account Requirements
- $500 to open
- Federal Tax ID required
- Current driver's license for all signers
- Articles of incorporation & bylaws
Business Basic Checking Accounts
Business basic checking is a great account for businesses with moderate transaction volume that can keep a higher minimum balance to waive a monthly service charge. Additional services available with this account include online banking access, business access, business bill pay, online account transfers, business debit cards & eStatements.
Business Basic Account Benefits
- Online account access
- Business Debit Cards (unique card programs available for multiple employees)
- Electronic or paper statements
- Unlimited online transaction history
- Export transaction to your account software
Business Basic Account Requirements
- $500 to open
- $1,500 minimum balance
- Federal Tax ID Number
- Current driver's license for all signers
- Articles of incorporation & bylaws
- eStatements
Business Large Checking Accounts
Sterling State Bank’s Business Large checking account is a great fit for customers with high transaction volumes or customers who use our full cash management service. The Business Large account is designed to process a wide range of payments. Regardless of the types of payments your business accepts, a Business Large checking account from Sterling State Bank is a great fit.
Business Large Account Benefits
- Online account access
- Online statements & unlimited transaction history
- Export transaction data to your accounting software
- Business Debit Cards (unique card programs available for multiple employees)
- Account transfers & sweeps
- Domestic & foreign wire transfers (additional service)
- ACH payments (additional service)
- Positive Pay (additional Service)
- Remote Deposit Capture (additional service)
- Business Bill Pay (additional service)
- SterlingKeeper Lockbox (additional service)
- Other deposit services may also include additional fees
- see your Sterling State Bank personal banker.
Business Large Account Requirements
- $500 to open account
- Federal Tax ID number
- Current driver's license for all signers
- Articles of incorporation & bylaws
Business Non-Profit Checking Accounts
Throughout our history Sterling State Bank has been committed to giving back to the community. Our Business Non-Profit Checking Account is just one way we are doing that. Available only to tax exempt Non-Profit organizations, this account earns an interest rate on balances that offset standard business account fees and pays any excess earnings back to the Non-Profit organization.
Business Non-Profit Account Benefits
- Online account access
- Online statements & unlimited transaction history
- eStatements or paper statements available
- View check images online
- Unique Debit cards for each employee
Business Non-Profit Account Requirements
- $500 to open
- IRS Non-Profit Certification (501(c) Letter)
- Current driver's license for all signers
- Articles of incorporation & bylaws
For a complete list of Deposit Account features and fees please contact your Sterling State Bank personal banker today!
