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Business Banking Solutions:

Business Loans

Fast and efficient approvals

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Business Deposits

Customized checking, savings & account management tools

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Cash Management

ACHs, wires, remote deposit capture & more…

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Lines of Credit

Manage cash flow and grow sales

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Payroll Service

Fast and easy secure payroll processing

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Online Account Access

Balances, statements & more…

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Credit & Debit Cards

Business debit cards & business credit cards

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A Trusted Partner:

 

Sterling State Bank is a trusted business partner with the expertise and full service product line to grow your business. Our experience with local businesses is extensive. Not only are we a local business fully invested in the communities we serve, but our board of directors is also comprised of local business leaders just like you who understand the important role that good credit decisions make in growing business and creating opportunities.



Call or visit today to find out how Sterling State Bank can help your business thrive. Find out what sets us apart:

  • Local decision-making
  • Knowledgeable, experienced lenders
  • Fast processing and quick loan decisions
  • Flexible guidelines
  • Convenient locations

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Sterling State Business Loans

Business Loans

Sterling State Bank specializes in commercial lending. Our decision process is fast, efficient and locally based. We are financially sound, locally owned, and we want to earn your business.

Sterling State Business Checking

Business Deposits

Our business checking accounts fit how you bank. Choose the simplicity of a fixed fee small business account or the versatility of high volume business checking with earnings credit. No matter what size of business you own, Sterling State Bank has an account that will help you collect payments, control costs and manage risk.

Business Checking

Sterling State Bank's Business Large Checking offers a complete range of Cash Management Services that allow your business to transfer money, collect payments and manage expenses. We also offer great checking options designed exclusively for non-profit organizations as well as lower volume accounts for small businesses and organizations.

Business Savings and CDs

Business Savings Accounts are an important part of managing income. High Yield Money Market accounts reward higher balances with great interest rates. Sterling Money Market accounts offer the simplicity of low balance requirements and include tiered interest. Ask a personal banker about automated sweeps to help transfer balances from checking to savings.

 
Sterling State Business Lines of Credit

Cash Management

Increase the speed and ease with which your business collects payments. Cash management tools allow you to organize and manage payment risk, protecting your business against loss or fraud. Business Bill Pay, Positive Pay and Account Alerts help manage business payments. Remote Deposit Capture, Merchant Processing and SterlingKeeper (lockbox service) help collect payments faster and process them more conveniently. Talk with a business banker today and find out all the ways you can maximize your business’ cash management.

Sterling State Business Lines of Credit

Lines of Credit

Sterling State Bank offers commercial lines of credit to manage cash flow and take advantage of strategic opportunities. Flexible access, review and repayment options make it easy to transfer money between your deposit accounts and your line of credit. Review balances and make payments through online banking.

Sterling State Bank Payroll Services

Payroll Services

Sterling State Bank offers a personalized payroll processing service that is a great fit for any business.  We’re not just reselling a service.  Our payroll processing is done in-house by professionals with over 30 years of experience.  Enrolling is easy with help from your Sterling State Bank personal banker.  Questions and support are just a local call away.  We’d love the chance to put our expertise to work you.  With just a few simple questions, your personal banker can provide a no-obligation, competitive quote for payroll processing.

Sterling State Bank Online Account Access

Online Account Access

Sterling State Bank is open 24 hours a day online. We offer a safe, secure, full-service on-line banking experience.  Through online banking you can order checks, request eStatements, view account balances, set account alerts, transfer funds, make payments, download transactions to your accounting software, send wire & ACH payments, update addresses & contact information and track spending. Your local Sterling State Bank personal banker and branch office support these great services. We are confident that you’ll enjoy your online experience at Sterling State Bank.


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Sterling State Bank Business Credit and Debit Cards

Business Credit & Debit Cards

Sterling State Bank offers both credit cards and debit cards for our business customers.  Sterling State Bank’s Business Credit Card is offered through Elan Financial and has a flexible points system that can be redeemed for travel, merchandise, gift cards and cash back.  Full details and disclosures are available through your local Sterling State Bank branch office. 


Sterling State Bank Business Debit Cards are a safe, flexible business payment tool.  Your Business Debit Card supports signature, PIN and ATM transactions.  Set daily spending limits and issue multiple cards in individual employee names.  Tracking spending on multiple cards is easy through the unique debit card numbers that appear on your account statement.  To better protect your privacy and security, Business Debit cards cannot be used by employees to check the balances in the underlying account. All our Business Debit Cards come standard with 24 hour automated fraud monitoring. 


Report a lost or stolen debit cards 24-hours per day by calling your local Sterling State Bank or (800) 708-7119.