IRA Individual Retirement Accounts - Minnesota Personal BankingFor those looking for an excellent way to save money for retirement, or who want to convert your Certificate of Deposit IRA into a Savings account for easier withdrawals once required, this account is a great option.  You can add money any time to build the account, within IRA guidelines.  Also, there is more flexibility in withdrawing money, but penalties and taxes apply if it is withdrawn early.  Consult a personal banker for more help in making this important decision!


  • Add money at any time
  • Easy way to make required withdrawals
  • Add money with auto-withdrawal from your other Sterling State Bank accounts
  • Earn tiered interest rates based on your balance


  • $200 minimum to open
  • Early withdrawal penalties may apply
  • Disbursements may be required

Call or visit us today at one of our convenient locations. We will answer all your questions and help you open up an account that is perfect for you!

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