Sterling eChecking
Personal Free Checking Account - Minnesota Personal Banking

This worry-free checking account, with no minimum balance requirements and no service charges with eStatements*, is perfect for those that don’t want to deal with conditions other banks might impose.  Plus, our excellent customer service makes the account hassle-free!


  • Free, exceptionally secure eStatement
  • No minimum balance requirement
  • No recurring service charges with convenient eStatement*
  • Free Internet banking
  • Free Cash & Check Card (subject to approval)
  • Online Bill Pay Free 90-day trial
  • Overdraft protection (subject to approval)
  • Free online check images
  • Free 24-hour Telebanc


  • $200 to open
Call or visit us today at one of our convenient locations.  We will answer all your questions and help you open up an account that is perfect for you!    *Paper statements available for $2.59.
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Sterling State Bank has 10 locations to serve you. Choose from the list below to find out more about each location.