Traditional CD Certificate of Deposit - Minnesota Personal BankingCertificates of Deposit typically provide the highest return on your insured deposit.  Sterling State Bank offers a variety of terms and rates so that you can choose the best investment for you.  Our Traditional CD’s offer lower minimum balances, but still great rates!


  • FDIC insurance coverage
  • Guaranteed, competitive fixed rate of interest
  • Flexible interest payment methods
  • 10 day grace period at expiration, then automatically roll over
  • Free online banking


  • $1,000 minimum to open
  • Penalty for early withdrawals

Call or visit us today at one of our convenient locations. We will answer all your questions and help you open up an account that is perfect for you!

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Sterling State Bank has 10 locations to serve you. Choose from the list below to find out more about each location.