Remote Deposit

Sterling State Bank Offers Merchant Source Capture

Image Capture
Images of check front and back are captured with a single pass through the scanner. High resolution and zoom make images easy to read, and a “Flip Image” function is available for checks fed through the scanner backward. Built in compression format allows images to be shared with any program.
Lost/Stolen Check Protection
Less handling of the paper check reduces the chances of it being lost or stolen. Also, once a check is scanned the paper copy is no longer required for deposit, so lost or stolen checks no longer equal lost or stolen revenue.
Consolidate funds from remote locations into one financial institution
Check deposits can easily be made from any remote office or storefront. This streamlines your cash flow by consolidating deposits from multiple locations into a single financial institution.
Make deposits anytime
Enjoy the convenience of making deposits electronically 24 hours a day, 7 days a week, even on weekends and holidays.

Cut costly courier fees or trips to your financial institution
Electronic deposits can reduce trips to the financial institution, saving on fuel costs, and reducing or eliminating costly courier fees.
Save time preparing deposits
Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.

More Secure
Merchant Source Capture features multiple layers of security including password protection, internet firewalls, and 128-bit encryption, the highest level of security available.

Check 21 Compliant
Check 21 became effective October 28, 2004. This means checks that were physically deposited may be electronically deposited in image form. DCP is Check 21 compliant and is currently in operation in retail, corporate, and financial organizations throughout the United States.


System Requirements:

  • PC with a current version of Windows XP® (SP2) or Windows Vista® (32-bit), and Internet Exporer®6 or newer.
  • CD ROM drive
  • Modem
  • Supported desktop scanner connected directly to the PC
  • High-speed Internet connection


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